இலவச வணிகக் கருவி
கிராச்சுவிட்டி கால்குலேட்டர்
Rounding விதிகள் உட்பட exact formula.
Gratuity planner
Estimate Leaving Benefits
Estimated payout
Gratuity payable on exit
Estimated gratuity
₹1,73,077
Formula used: (15 × last drawn salary × qualifying years) ÷ 26
Qualifying years: 10 year(s)
Gratuity is tax-exempt up to ₹20 lakh for private-sector employees covered by the Act. Amounts are indicative — your final settlement follows the employer's payroll records.
Planning a farewell? Send the leaving letter with your final invoice via the invoice tool — or explore all money tools.
எப்படி பயன்படுத்துவது
- Basic+DA ஊதியம்
- ஆண்டுகள் service
- Estimate பார்க்க
அடிக்கடி கேட்கப்படும் கேள்விகள்
5 வருடத்திற்குக் குறைவா?
Act-ன் கீழ் இல்லை (death/disability தவிர).
தொடர்புடைய கருவிகள்
இந்த தலைப்பில் நான்கு கருவிகள் — முழு பட்டியல் மையத்தில்.
EMI calculator
Loan EMI with a year-by-year amortization PDF.
SIP calculator
Monthly SIP projection with inflation-adjusted value.
MSMED interest calculator
RBI-linked delayed-payment interest for MSME suppliers.
TReDS discounting calculator
Net proceeds when you discount a large-buyer invoice.
தொடர்புடைய வழிகாட்டிகள்
கட்டுரைத் தொகுப்பிலிருந்து தேர்வு.
Government Schemes for Small Businesses in India - 2026 Roundup
Every scheme worth knowing: Udyam protections, Mudra loans, CGTMSE guarantees, TReDS invoice discounting, PM SVANidhi, and zero-MDR UPI merchant incentives.
Udyam Registration Guide 2026 - MSME Benefits & How to Apply Free
Register free on the Udyam portal in 10 minutes and unlock 17.25% late-payment interest rights, collateral-free loans, TReDS access, and procurement benefits.
P2PM Small Merchant: Who Stays Free on UPI MDR
Banks tag small QR shops as P2PM. GSTIN is not required. Three months over ₹1 lakh moves you to 0.4% MDR. How to check PhonePe, GPay, and your bank before 15 Oct 2026.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.