Overdue first
A daily “chase today” list sorted by how late and how large each unpaid invoice is.
Free · no signup
Know who owes you — and get paid faster
A free invoice payment tracker for freelancers, tutors, and small businesses. See every unpaid invoice, send a WhatsApp reminder in one tap, and mark UPI payments received — all on your phone, with no account.
Saved only in this browser. Back up anytime from Settings. Free account & Pro plans
How it works
- Step 1
Add an invoice
Enter the client, amount, and due date — or tap Track payment after creating an invoice PDF.
- Step 2
See who to chase
The overview lists overdue invoices first, with totals for what is due, overdue, and collected this month.
- Step 3
Remind on WhatsApp
Pick a friendly, due-today, overdue, or firm message. It includes the amount, days late, and your UPI ID.
- Step 4
Mark it paid
Record full or part payments with mode and UTR. The invoice moves to Paid and the totals update.
Built for how India actually gets paid
Monthly fees on autopilot
Tick “Repeat every month” for tuition, rent, gym or maintenance fees and a new invoice appears on the same day each month.
Bank statement matching
Import your bank's CSV statement and the tracker spots which UPI credits pay which invoices. Confirm in one tap; the file never leaves your browser.
Part payments
Record advances and instalments with UPI UTR, cash, bank, card, or cheque. Totals are exact to the paisa.
WhatsApp & SMS reminders
Four ready messages with your UPI ID as plain text — no broken payment links in chat.
Aging by bucket
Not due, 1–15, 16–30, 31–45, and 45+ days late. The 45-day line matters for MSMED Act interest.
Client balances
See every client's open amount and overdue amount, then drill into their invoices.
Receipts that settle dues
Save a receipt from the free receipt generator and it marks that client's oldest unpaid invoices as paid — no double entry.
MSME mode
Registered on Udyam? Overdue invoices show when the 45-day MSMED deadline passed. Pro adds the Section 16 interest due and your payment rights to reminders.
Morning reminders
With a free account, a 9 am notification lists who to chase that day — overdue first, with the top client and amount.
Pay links
With a free account, share a link that shows the live amount due, a UPI button, and a QR. Clients can send their UTR back.
Clients abroad
Invoice in the client's currency (USD, EUR, GBP, AED, AUD, CAD or SGD), share your bank details or PayPal, Wise, Stripe or Razorpay link instead of UPI, and record the rupees your bank credited. Totals stay separate per currency.
Several businesses
A Pro account keeps up to 20 businesses after the first payment, each with its own UPI ID, invoice numbers and pay links. Free keeps 1.
Sync & backup
Optional free account syncs phone and laptop. Or stay offline and download a backup or CSV for your accountant.
FAQ
Payment tracker questions
Do I need to sign up to use the payment tracker?
No. The tracker works without an account. Invoices, clients, and payments are saved in your browser's local storage on this device and are not uploaded to Pro UPI QR.
What happens if I clear my browser or change phones?
Without an account, data lives in this browser and is removed if you clear site data — use Settings → Download backup. With a free account, the tracker syncs automatically between your phone and laptop, and you can delete the cloud copy at any time.
Does the tracker know automatically when a UPI payment arrives?
Pro UPI QR never sits between your customer and your bank, so it can't see your account. Instead, download your bank statement as CSV and import it: the tracker matches UPI credits to open invoices by amount, invoice number, and name, and you confirm them in one tap. The file is read in your browser and never uploaded.
How are WhatsApp reminders sent?
Tapping WhatsApp opens the chat with the message filled in; you press send yourself. If you saved the client's number, the right chat opens directly. Nothing is sent without your tap.
Can I track invoices made elsewhere, like in Tally, Vyapar, or Excel?
Yes. Add the invoice number, amount, and due date by hand. The tracker only needs what is owed and when — not the full invoice.
Can I track invoices for clients outside India?
Yes. Turn on Clients abroad in Settings and pick the client's currency when you create the invoice; it stays fixed for that invoice. Reminders and pay links show your bank details, or your PayPal, Wise, Stripe or Razorpay link, instead of a UPI ID, and amounts are never converted or added to your rupee totals. If you export services under an LUT and have a GSTIN, the export note with your LUT ARN can be added to reminders and pay pages of invoices you mark as exports.
Is a 45-day overdue invoice special?
For Udyam-registered micro and small enterprises, the MSMED Act, 2006 caps agreed credit at 45 days for business buyers and makes late payments carry compound interest at three times the RBI Bank Rate (17.25% a year now). Under the Income-tax Act's 43B(h) rule (carried into the Income-tax Act, 2025 from 1 April 2026), a business buyer can deduct a late payment only in the year it is paid. Add your Udyam number in Settings and overdue invoices show when the deadline passed; Pro adds the interest due and can put these rights in your reminders.
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