मुफ्त व्यापारी टूल
UPI MDR कैलकुलेटर
यह टैक्स नहीं है। देखें आपकी दुकान 96% फ्री वाली है या बड़े बिल पर 0.4% लगेगा।
This is not a government tax. From 15 October 2026, banks may levy a Merchant Discount Rate on some person-to-merchant UPI payments above ₹2,000. P2P stays free. Customers cannot be charged.
Merchant type
Estimated monthly MDR
₹480.00
24 bills above ₹2,000 · yearly ₹5,760.00
Worked numbers (standard P2M)
- ₹1,500 kirana scan — ₹0
- ₹3,000 — ₹12 MDR (press example)
- ₹50,000 — ₹200
- ₹75,000 and above — ₹300 cap (so ₹1,00,000 is still ₹300, not ₹400)
- Petrol / rail / telecom / insurance / agri above ₹2,000 — flat ₹5
Source: Finance Ministry / PIB 15 Sep 2026. Banks must not pass MDR to the customer. App providers cannot add a platform fee on UPI.
Read the full explainer →कैसे उपयोग करें
- मासिक UPI या एक बिल डालें
- दुकान / जरूरी सेवा / P2P चुनें
- छोटे मर्चेंट छूट और GST ITC टिक करें
अक्सर पूछे जाने वाले प्रश्न
क्या यह UPI टैक्स है?
नहीं। वित्त मंत्रालय ने कहा MDR टैक्स नहीं है। बैंकों को मिलने वाली मर्चेंट फीस है।
किराना पर लगेगा?
महीने ₹1 लाख तक QR पर शून्य MDR। ₹2,000 तक के बिल भी फ्री।
संबंधित टूल
इसी विषय के 4 उपकरण — पूरी सूची हब पर है।
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संबंधित गाइड
लेख संग्रह से टैग के आधार पर चुने गए।
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