Kostenloses Business-Tool
UPI-Gebührenrechner
Keine Steuer: ein Merchant Discount auf bestimmte P2M-Zahlungen über ₹2.000.
From 15 October 2026. This is not a tax. The merchant pays MDR; the customer always pays €0.
What kind of payment?
MDR on this bill
₹12.00
Customer pays €0. GST on the MDR is extra — see the lines below.
₹3,000.00 × 0.4% = ₹12.00
Official examples — tap to try
| Bill | MDR |
|---|---|
| ₹0 | |
| ₹12 | |
| ₹20 | |
| ₹200 | |
| ₹300 | |
| ₹300 |
Source: Finance Ministry / PIB 15 Sep 2026. Banks must not pass MDR to the customer. App providers cannot add a platform fee on UPI.
Read the full explainer →Anleitung
- Monatliches UPI-Volumen oder einen Betrag eingeben
- Händler, essenziell oder P2P wählen
- Kleinunternehmer-Befreiung ankreuzen
Häufige Fragen
Ist das eine Steuer?
Nein. MDR wird weder von der Regierung noch von NPCI erhoben.
Wer bleibt gebührenfrei?
P2P, Zahlungen bis ₹2.000 und QR-Händler bis ₹1 Lakh im Monat.
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