Herramienta gratuita para negocios
Calculadora de comisión UPI
Los titulares hablaron de un impuesto UPI. Es una tasa de comercio en algunos pagos P2M por encima de ₹2.000.
This is not a government tax. From 15 October 2026, banks may levy a Merchant Discount Rate on some person-to-merchant UPI payments above ₹2,000. P2P stays free. Customers cannot be charged.
Merchant type
Estimated monthly MDR
₹480.00
24 bills above ₹2,000 · yearly ₹5,760.00
Worked numbers (standard P2M)
- ₹1,500 kirana scan — ₹0
- ₹3,000 — ₹12 MDR (press example)
- ₹50,000 — ₹200
- ₹75,000 and above — ₹300 cap (so ₹1,00,000 is still ₹300, not ₹400)
- Petrol / rail / telecom / insurance / agri above ₹2,000 — flat ₹5
Source: Finance Ministry / PIB 15 Sep 2026. Banks must not pass MDR to the customer. App providers cannot add a platform fee on UPI.
Read the full explainer →Cómo utilizar
- Introduce cobros UPI mensuales o un pago
- Elige comercio, esencial o P2P
- Marca la exención de pequeño comercio si aplica
Preguntas frecuentes
¿Es un impuesto?
No. El ministerio aclaró que el MDR no lo recauda el gobierno ni NPCI.
¿Quién sigue gratis?
P2P, pagos de hasta ₹2.000 y comercios QR de hasta ₹1 lakh al mes.
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