मुफ्त व्यापारी टूल
UPI बचत कैलकुलेटर
छोटी दुकानें कार्ड या पेमेंट लिंक पर 1.5–2.5% खो देती हैं। यह कैलकुलेटर दिखाता है कि डायरेक्ट UPI QR से कितना बचता है।
Merchant savings calculator
What you keep if that card/gateway mix moved to direct UPI after 15 Oct 2026 (0.4% MDR on P2M above ₹2,000).
Need the fee on one bill? Use the UPI MDR calculator.
If that card mix moved to direct UPI
₹11,328.00
Gateway 2.36% minus UPI MDR on the same volume — typical bills are under ₹2,000, so UPI MDR is ₹0.
कैसे उपयोग करें
- मासिक सेल्स डालें
- गेटवे प्रतिशत चुनें
- बचत देखें और QR बनाएं
अक्सर पूछे जाने वाले प्रश्न
क्या UPI हमेशा 0% MDR है?
15 अक्टूबर 2026 से कुछ P2M पर 0.4% MDR। ₹2,000 तक और छोटे QR दुकान फ्री। RuPay क्रेडिट-ऑन-UPI अलग है।
संबंधित टूल
इसी विषय के 4 उपकरण — पूरी सूची हब पर है।
UPI error code resolver
NPCI returned error? Look up U16, Z9, ZM and 40+ sourced codes.
Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
संबंधित गाइड
लेख संग्रह से टैग के आधार पर चुने गए।
NPCI QR Code vs BHIM QR vs Bharat QR: What Is the Difference?
What an NPCI QR code is, how it differs from a BHIM QR and a bank-issued Bharat QR, and why NPCI has no official website that prints shop QR codes.
P2M Full Form & Meaning in Banking and UPI
P2M meaning and full form in UPI and banking: how it differs from P2P, refund days, Oct 2026 MDR, and when a shop needs a merchant VPA.
P2PM Small Merchant: Who Stays Free on UPI MDR
Banks tag small QR shops as P2PM. GSTIN is not required. Three months over ₹1 lakh moves you to 0.4% MDR. How to check PhonePe, GPay, and your bank before 15 Oct 2026.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.