Alat bisnis & UMKM gratis
Kalkulator biaya UPI
Ini bukan pajak. Ini MDR pedagang pada sebagian pembayaran P2M di atas ₹2.000.
From 15 October 2026. This is not a tax. The merchant pays MDR; the customer always pays Rp0.
What kind of payment?
MDR on this bill
₹12.00
Customer pays Rp0. GST on the MDR is extra — see the lines below.
₹3,000.00 × 0.4% = ₹12.00
Official examples — tap to try
| Bill | MDR |
|---|---|
| ₹0 | |
| ₹12 | |
| ₹20 | |
| ₹200 | |
| ₹300 | |
| ₹300 |
Source: Finance Ministry / PIB 15 Sep 2026. Banks must not pass MDR to the customer. App providers cannot add a platform fee on UPI.
Read the full explainer →Cara penggunaan
- Masukkan omzet UPI bulanan atau satu transaksi
- Pilih toko, sektor esensial, atau P2P
- Centang pembebasan pedagang kecil
Pertanyaan umum
Apakah ini pajak?
Bukan. Kementerian menegaskan MDR tidak dipungut pemerintah atau NPCI.
Siapa yang tetap gratis?
P2P, pembayaran sampai ₹2.000, dan toko QR sampai ₹1 lakh per bulan.
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