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UPI MDR Calculator

UPI MDR Calculator 完全在浏览器中运行。可在工具内切换语言。

无需注册即时结果浏览器本地私密处理

This is not a government tax. From 15 October 2026, banks may levy a Merchant Discount Rate on some person-to-merchant UPI payments above ₹2,000. P2P stays free. Customers cannot be charged.

Merchant type

Estimated monthly MDR

₹480.00

24 bills above ₹2,000 · yearly ₹5,760.00

MDR before GST₹480.00
GST on MDR₹86.40
Net after ITC₹480.00
Same mix on a 2.36% PG₹7,080.00
Still cheaper than a gateway by₹6,600.00

Worked numbers (standard P2M)

  • ₹1,500 kirana scan — ₹0
  • ₹3,000 — ₹12 MDR (press example)
  • ₹50,000 — ₹200
  • ₹75,000 and above — ₹300 cap (so ₹1,00,000 is still ₹300, not ₹400)
  • Petrol / rail / telecom / insurance / agri above ₹2,000 — flat ₹5

Source: Finance Ministry / PIB 15 Sep 2026. Banks must not pass MDR to the customer. App providers cannot add a platform fee on UPI.

Read the full explainer →

使用方法

  1. 填写信息
  2. 检查预览
  3. 下载 PDF 或图片

常见问题

数据会上传服务器吗?

不会。全部在浏览器本地处理。

相关工具

日常经营的补充工具。

实用指南

分步教程。

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