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Calculadora de Descuento de Facturas

Calcula la comisión de descuento, intereses financieros y la liquidez neta obtenida al anticipar el cobro de facturas a crédito.

Sin registroResultados inmediatosProcesamiento local y privado

Invoice liquidity

Price Your TReDS Bid

TReDS lets registered MSMEs auction accepted invoices from large buyers for near-immediate cash. Financiers quote a discount rate — enter their bid here to see exactly what lands in your account.

Invoice value ₹Financier discount rate % p.a.Days until buyer paysPlatform / transaction charges ₹ (optional)

Compare bids side-by-side: a lower headline rate over fewer days is not always cheaper — the effective annualised figure is what matters.

TReDS discounting projection

₹10,00,000 invoice · 90-day tenor

You receive today

₹9,72,877

Invoice value (receivable at maturity)₹10,00,000

Financier discount @ 11% for 90 days− ₹27,123

Net proceeds now₹9,72,877

Effective annualised cost of funds11.31%

Decision guide: compare the effective annualised figure against your overdraft rate and the cost of starving operations while waiting. For large creditworthy buyers, TReDS bids usually undercut emergency borrowing comfortably — and your buyer never knows you discounted.

Cómo utilizar

Introduce el valor nominal de la factura
Indica la tasa de descuento anual y los días de anticipo
Consulta el importe neto recibido y el coste financiero

Preguntas frecuentes

¿Cómo funciona el anticipo de facturas?

Una entidad financiera adelanta el cobro deduciendo una tasa de descuento por el plazo anticipado.

¿Es útil para gestionar la tesorería?

Permite convertir ventas a crédito en liquidez inmediata para operar tu negocio.