Herramienta gratuita para negocios
Calculadora de Comisiones de Pago
Compara el coste anual de comisiones bancarias por datáfono frente al ahorro de cobrar directamente por transferencia o QR sin intermediarios.
Merchant savings calculator
What you keep if that card/gateway mix moved to direct UPI after 15 Oct 2026 (0.4% MDR on P2M above ₹2,000).
Need the fee on one bill? Use the UPI MDR calculator.
If that card mix moved to direct UPI
₹11,328.00
Gateway 2.36% minus UPI MDR on the same volume — typical bills are under ₹2,000, so UPI MDR is ₹0.
Cómo utilizar
- Introduce tu volumen mensual de ventas
- Indica la comisión media de tu TPV o tarjeta
- Descubre el ahorro anual estimado para tu negocio
Preguntas frecuentes
¿Cuánto cobra habitualmente un TPV?
Entre el 0.5% y el 2.5% por cada cobro con tarjeta según el banco y volumen.
¿Por qué el cobro por QR directo es más rentable?
Elimina comisiones fijas por transacción y alquiler mensual de terminales.
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UPI error code resolver
NPCI returned error? Look up U16, Z9, ZM and 40+ sourced codes.
Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
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