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मोफत व्यावसायिक साधन

MSMED व्याज कॅल्क्युलेटर

मोठे खरेदीदार उशीरा पैसे देतात? कायदा 15% व्याज देतो.

साइनअप नाहीत्वरित निकालब्राउझरमध्ये खाजगी प्रक्रिया

MSMED Act toolkit

Charge Late-Payment Interest

Under Section 16 of the MSMED Act, 2006, registered micro/small suppliers are entitled to interest at three times the RBI bank rate (5.75% × 3 = 17.25% p.a., Bank Rate as of 7 Oct 2026) when buyers pay later than the agreed credit period. If no agreement exists or the period exceeds 45 days, the Act deems the maximum credit period as 45 days before interest begins accruing.

Delayed payment interest statement

INV-0042

17.25% p.a.

Bill amount

₹१००,०००

Due date

2026-05-17

Overdue by

165 days

Principal outstanding₹१००,०००
Interest @ 17.25% p.a. (monthly compounding) for 165 days+ ₹८,१६६
Total claimable₹१०८,१६६

Basis: Section 16, Micro, Small and Medium Enterprises Development Act, 2006 — interest at three times the RBI bank rate (5.75% × 3 = 17.25% p.a. at current rates).

Sources: msme.gov.in · SAMADHAAN portal · rbi.org.in for current bank rate.

This statement supports negotiation and MSE FC filing. It is not a legal notice; consult the SAMADHAAN portal or your counsel for enforcement. Last reviewed 2026-08-27.

कसे वापरावे

  1. Bill रक्कम, तारीख
  2. Credit days (45 max)
  3. Claim PDF

नेहमी विचारले जाणारे प्रश्न

Buyer 60 दिवस म्हणतो?

MSME साठी 45 पेक्षा जास्त दिवस चालत नाही; 45 पासून व्याज.

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