Delayed payment interest statement
INV-0042
Bill amount
₹1,00,000
Due date
2026-03-31
Overdue by
165 days
Principal outstanding₹1,00,000
Interest @ 19.5% p.a. (monthly compounding) for 165 days+ ₹9,271
Total claimable₹1,09,271
मोफत व्यावसायिक साधन
MSMED व्याज कॅल्क्युलेटर
मोठे खरेदीदार उशीरा पैसे देतात? कायदा 15% व्याज देतो.
साइनअप नाहीत्वरित निकालब्राउझरमध्ये खाजगी प्रक्रिया
MSMED Act toolkit
Charge Late-Payment Interest
Under Section 16 of the MSMED Act, 2006, registered micro/small suppliers are entitled to interest at three times the RBI bank rate (6.5% × 3 = 19.5% p.a.) when buyers pay later than the agreed credit period. If no agreement exists or the period exceeds 45 days, the Act deems the maximum credit period as 45 days before interest begins accruing.
19.5% p.a.
कसे वापरावे
- Bill रक्कम, तारीख
- Credit days (45 max)
- Claim PDF
नेहमी विचारले जाणारे प्रश्न
Buyer 60 दिवस म्हणतो?
MSME साठी 45 पेक्षा जास्त दिवस चालत नाही; 45 पासून व्याज.
संबंधित साधने
या विषयातील चार साधने — पूर्ण यादी हबवर.
EMI calculator
Loan EMI with a year-by-year amortization PDF.
SIP calculator
Monthly SIP projection with inflation-adjusted value.
Gratuity calculator
Payment of Gratuity Act 15/26 formula, eligibility, and cap.
TReDS discounting calculator
Net proceeds when you discount a large-buyer invoice.
संबंधित मार्गदर्शक
लेख संग्रहातून निवड.
TReDS Explained - Discount Unpaid MSME Invoices for Instant Cash
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Every scheme worth knowing: Udyam protections, Mudra loans, CGTMSE guarantees, TReDS invoice discounting, PM SVANidhi, and zero-MDR UPI merchant incentives.
Udyam Registration Guide 2026 - MSME Benefits & How to Apply Free
Register free on the Udyam portal in 10 minutes and unlock 15% late-payment interest rights, collateral-free loans, TReDS access, and procurement benefits.
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An in-depth comparison of free static UPI QR codes and paid payment gateways (like Razorpay, Cashfree, or Paytm Business) for small merchants and online creators.