Delayed payment interest statement
INV-0042
Bill amount
R$ 100.000
Data de vencimento
2026-05-17
Overdue by
165 days
Principal outstandingR$ 100.000
Interest @ 17.25% p.a. (monthly compounding) for 165 days+ R$ 8.166
Total claimableR$ 108.166
Ferramenta empresarial gratuita
Calculadora de Juros por Atraso
Calcule com exatidão a multa por atraso e os juros de mora proporcionais aos dias de inadimplência de cobranças vencidas.
Sem cadastroResultados instantâneosProcessamento privado no navegador
MSMED Act toolkit
Charge Late-Payment Interest
Under Section 16 of the MSMED Act, 2006, registered micro/small suppliers are entitled to interest at three times the RBI bank rate (5.75% × 3 = 17.25% p.a., Bank Rate as of 7 Oct 2026) when buyers pay later than the agreed credit period. If no agreement exists or the period exceeds 45 days, the Act deems the maximum credit period as 45 days before interest begins accruing.
17.25% p.a.
Como usar
- Informe o valor original da fatura vencida
- Insira a data de vencimento e a data de pagamento
- Confira o valor atualizado com juros e encargos
Perguntas frequentes
Como são apurados os juros diários?
A taxa é calculada proporcionalmente (pro-rata die) por dia de atraso.
Serve para renegociação de dívidas?
Sim, perfeito para apresentar o saldo devedor atualizado ao cliente.
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