Delayed payment interest statement
INV-0042
Bill amount
100.000 €
Scadenza
2026-04-04
Overdue by
165 days
Principal outstanding100.000 €
Interest @ 19.5% p.a. (monthly compounding) for 165 days+ 9271 €
Total claimable109.271 €
Strumento business gratuito
MSMED Interest Calculator
MSMED Interest Calculator funziona interamente nel browser. Puoi cambiare lingua dallo strumento.
Senza registrazioneRisultati immediatiElaborazione privata nel browser
MSMED Act toolkit
Charge Late-Payment Interest
Under Section 16 of the MSMED Act, 2006, registered micro/small suppliers are entitled to interest at three times the RBI bank rate (6.5% × 3 = 19.5% p.a.) when buyers pay later than the agreed credit period. If no agreement exists or the period exceeds 45 days, the Act deems the maximum credit period as 45 days before interest begins accruing.
19.5% p.a.
Come si usa
- Inserisci i dati
- Controlla l'anteprima
- Scarica PDF o immagine
Domande frequenti
I dati vanno sul server?
No. Tutto resta nel browser.
Strumenti correlati
Altri strumenti per il lavoro quotidiano.
EMI calculator
Loan EMI with a year-by-year amortization PDF.
SIP calculator
Monthly SIP projection with inflation-adjusted value.
Gratuity calculator
Payment of Gratuity Act 15/26 formula, eligibility, and cap.
TReDS discounting calculator
Net proceeds when you discount a large-buyer invoice.
Guide pratiche
Tutorial passo passo.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.
TReDS Explained - Discount Unpaid MSME Invoices for Instant Cash
How TReDS lets registered MSMEs convert accepted invoices from large buyers into cash within days — eligibility, discount costs, and the step-by-step flow.
Government Schemes for Small Businesses in India - 2026 Roundup
Every scheme worth knowing: Udyam protections, Mudra loans, CGTMSE guarantees, TReDS invoice discounting, PM SVANidhi, and zero-MDR UPI merchant incentives.
Udyam Registration Guide 2026 - MSME Benefits & How to Apply Free
Register free on the Udyam portal in 10 minutes and unlock 15% late-payment interest rights, collateral-free loans, TReDS access, and procurement benefits.