Delayed payment interest statement
INV-0042
Bill amount
Rp 100.000
Jatuh tempo
2026-05-17
Overdue by
165 days
Principal outstandingRp 100.000
Interest @ 17.25% p.a. (monthly compounding) for 165 days+ Rp 8.166
Total claimableRp 108.166
Alat bisnis & UMKM gratis
Kalkulator Denda Keterlambatan
Hitung besaran denda keterlambatan dan biaya penalti secara harian atau bulanan atas tagihan invoice yang telah lewat jatuh tempo.
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MSMED Act toolkit
Charge Late-Payment Interest
Under Section 16 of the MSMED Act, 2006, registered micro/small suppliers are entitled to interest at three times the RBI bank rate (5.75% × 3 = 17.25% p.a., Bank Rate as of 7 Oct 2026) when buyers pay later than the agreed credit period. If no agreement exists or the period exceeds 45 days, the Act deems the maximum credit period as 45 days before interest begins accruing.
17.25% p.a.
Cara penggunaan
- Masukkan jumlah tagihan yang belum dibayar
- Pilih tanggal jatuh tempo dan tanggal penagihan
- Lihat total denda dan jumlah tagihan yang harus dilunasi
Pertanyaan umum
Bagaimana perhitungan denda keterlambatan dilakukan?
Dihitung berdasarkan persentase harian/bulanan dikalikan jumlah hari keterlambatan.
Apakah bisa digunakan untuk negosiasi pelunasan?
Sangat berguna sebagai dasar transparansi saat melakukan penagihan ke klien.
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