Delayed payment interest statement
INV-0042
Bill amount
100 000 €
Date d'échéance
2026-05-17
Overdue by
165 days
Principal outstanding100 000 €
Interest @ 17.25% p.a. (monthly compounding) for 165 days+ 8 166 €
Total claimable108 166 €
Outil professionnel gratuit
Calculateur d'Intérêts de Retard
Déterminez le montant exact des pénalités de retard et des frais de recouvrement légaux à appliquer sur vos créances impayées.
Sans inscriptionRésultats instantanésTraitement local et privé
MSMED Act toolkit
Charge Late-Payment Interest
Under Section 16 of the MSMED Act, 2006, registered micro/small suppliers are entitled to interest at three times the RBI bank rate (5.75% × 3 = 17.25% p.a., Bank Rate as of 7 Oct 2026) when buyers pay later than the agreed credit period. If no agreement exists or the period exceeds 45 days, the Act deems the maximum credit period as 45 days before interest begins accruing.
17.25% p.a.
Mode d'emploi
- Saisissez le montant TTC de la facture impayée
- Indiquez la date d'échéance et le taux applicable
- Calculez les pénalités exigibles instantanément
Foire aux questions
L'indemnité forfaitaire de recouvrement est-elle incluse ?
Oui, vous pouvez ajouter les frais forfaitaires légaux de recouvrement.
L'outil est-il gratuit ?
Oui, calcul sans frais pour tous vos dossiers clients.
Outils associés
Solutions complémentaires pour votre gestion quotidienne.
EMI calculator
Loan EMI with a year-by-year amortization PDF.
SIP calculator
Monthly SIP projection with inflation-adjusted value.
Gratuity calculator
Payment of Gratuity Act 15/26 formula, eligibility, and cap.
TReDS discounting calculator
Net proceeds when you discount a large-buyer invoice.
Guides pratiques
Articles et tutoriels d'experts.
Government Schemes for Small Businesses in India - 2026 Roundup
Every scheme worth knowing: Udyam protections, Mudra loans, CGTMSE guarantees, TReDS invoice discounting, PM SVANidhi, and zero-MDR UPI merchant incentives.
Udyam Registration Guide 2026 - MSME Benefits & How to Apply Free
Register free on the Udyam portal in 10 minutes and unlock 17.25% late-payment interest rights, collateral-free loans, TReDS access, and procurement benefits.
P2PM Small Merchant: Who Stays Free on UPI MDR
Banks tag small QR shops as P2PM. GSTIN is not required. Three months over ₹1 lakh moves you to 0.4% MDR. How to check PhonePe, GPay, and your bank before 15 Oct 2026.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.