Kostenloses Business-Tool
Zahlungsgebühren-Rechner
Ermitteln Sie die jährlichen Gebührenersparnisse Ihres Geschäfts beim Wechsel von Kartenterminal-Mieten zu direkten QR-Zahlungen.
Merchant savings calculator
What you keep if that card/gateway mix moved to direct UPI after 15 Oct 2026 (0.4% MDR on P2M above ₹2,000).
Need the fee on one bill? Use the UPI MDR calculator.
If that card mix moved to direct UPI
₹11,328.00
Gateway 2.36% minus UPI MDR on the same volume — typical bills are under ₹2,000, so UPI MDR is ₹0.
Anleitung
- Monatlichen Kartenumsatz eingeben
- Durchschnittliche Disagio- und Transaktionsgebühr angeben
- Jährliche Ersparnis für Ihr Gewerbe berechnen
Häufige Fragen
Wie hoch sind übliche Terminal-Gebühren?
Oft 0,9% bis 2,5% pro Bezahlung plus feste Gerätemiete.
Sind direkte QR-Zahlungen gebührenfrei?
Direkte Überweisungen verursachen in der Regel keine prozentualen Händlerabzüge.
Verwandte Tools
Ergänzende Tools für Ihren Geschäftsalltag.
UPI error code resolver
NPCI returned error? Look up U16, Z9, ZM and 40+ sourced codes.
Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
Passende Ratgeber
Praktische Tipps und Schritt-für-Schritt-Anleitungen.
NPCI QR Code vs BHIM QR vs Bharat QR: What Is the Difference?
What an NPCI QR code is, how it differs from a BHIM QR and a bank-issued Bharat QR, and why NPCI has no official website that prints shop QR codes.
P2M Full Form & Meaning in Banking and UPI
P2M meaning and full form in UPI and banking: how it differs from P2P, refund days, Oct 2026 MDR, and when a shop needs a merchant VPA.
P2PM Small Merchant: Who Stays Free on UPI MDR
Banks tag small QR shops as P2PM. GSTIN is not required. Three months over ₹1 lakh moves you to 0.4% MDR. How to check PhonePe, GPay, and your bank before 15 Oct 2026.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.