Strumento business gratuito
UPI Savings Calculator
UPI Savings Calculator funziona interamente nel browser. Puoi cambiare lingua dallo strumento.
Merchant Savings Calculator
Compare 2.36% gateway fees with direct UPI. From 15 Oct 2026 some large P2M tickets take 0.4% MDR — still far cheaper than a gateway.
Headlines called it a UPI tax. It is MDR, not a tax. Estimate the October fee on the UPI MDR calculator.
Estimated Yearly Savings with Pro UPI QR
₹13,128
Total money kept in your business account every year instead of paying bank MDR fees.
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Strumenti correlati
Altri strumenti per il lavoro quotidiano.
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Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
Guide pratiche
Tutorial passo passo.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.
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P2M Meaning in Banking and UPI Payments
P2M is person-to-merchant UPI. P2P is person-to-person. Learn the difference, refund TAT, MDR, and when a shop should use a merchant VPA instead of a personal UPI ID.