أداة أعمال مجانية
UPI Savings Calculator
أداة UPI Savings Calculator تعمل بالكامل في المتصفح. يمكنك التبديل إلى العربية من داخل الأداة نفسها.
Merchant Savings Calculator
Compare 2.36% gateway fees with direct UPI. From 15 Oct 2026 some large P2M tickets take 0.4% MDR — still far cheaper than a gateway.
Headlines called it a UPI tax. It is MDR, not a tax. Estimate the October fee on the UPI MDR calculator.
Estimated Yearly Savings with Pro UPI QR
₹13,128
Total money kept in your business account every year instead of paying bank MDR fees.
طريقة الاستخدام
- أدخل بياناتك
- راجع المعاينة
- نزّل PDF أو الصورة
الأسئلة الشائعة
هل البيانات تُرفع إلى الخادم؟
لا. المعالجة محلية في المتصفح.
أدوات ذات صلة
أدوات إضافية لعملك اليومي.
UPI error code resolver
NPCI returned error? Look up U16, Z9, ZM and 40+ sourced codes.
Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
أدلة عملية
شروحات خطوة بخطوة.
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.
Extract UPI ID From a QR Code Online
Upload a UPI QR to extract the VPA, payee name, and amount in your browser. Decode PhonePe, GPay, Paytm, or BHIM codes without sending the image to a server.
NPCI UPI QR Code Generator Explained
NPCI has no public shop QR generator. Create an NPCI-compliant upi://pay QR for PhonePe, GPay, Paytm, and BHIM — and how Bharat QR differs.
P2M Meaning in Banking and UPI Payments
P2M is person-to-merchant UPI. P2P is person-to-person. Learn the difference, refund TAT, MDR, and when a shop should use a merchant VPA instead of a personal UPI ID.