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UPI Savings Calculator
UPI Savings Calculator はブラウザ内で完結します。ツール内で言語を切り替えできます。
Merchant Savings Calculator
Compare 2.36% gateway fees with direct UPI. From 15 Oct 2026 some large P2M tickets take 0.4% MDR — still far cheaper than a gateway.
Headlines called it a UPI tax. It is MDR, not a tax. Estimate the October fee on the UPI MDR calculator.
Estimated Yearly Savings with Pro UPI QR
₹13,128
Total money kept in your business account every year instead of paying bank MDR fees.
使い方
- 情報を入力
- プレビューを確認
- PDFまたは画像を保存
よくある質問
データはサーバーに送られますか？
いいえ。処理はブラウザ内だけです。
関連ツール
日常業務を助けるツール。
UPI error code resolver
NPCI returned error? Look up U16, Z9, ZM and 40+ sourced codes.
Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
実践ガイド
手順付きの解説。
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.
Extract UPI ID From a QR Code Online
Upload a UPI QR to extract the VPA, payee name, and amount in your browser. Decode PhonePe, GPay, Paytm, or BHIM codes without sending the image to a server.
NPCI UPI QR Code Generator Explained
NPCI has no public shop QR generator. Create an NPCI-compliant upi://pay QR for PhonePe, GPay, Paytm, and BHIM — and how Bharat QR differs.
P2M Meaning in Banking and UPI Payments
P2M is person-to-merchant UPI. P2P is person-to-person. Learn the difference, refund TAT, MDR, and when a shop should use a merchant VPA instead of a personal UPI ID.