免费商务工具
UPI Savings Calculator
UPI Savings Calculator 完全在浏览器中运行。可在工具内切换语言。
Merchant Savings Calculator
Compare 2.36% gateway fees with direct UPI. From 15 Oct 2026 some large P2M tickets take 0.4% MDR — still far cheaper than a gateway.
Headlines called it a UPI tax. It is MDR, not a tax. Estimate the October fee on the UPI MDR calculator.
Estimated Yearly Savings with Pro UPI QR
₹13,128
Total money kept in your business account every year instead of paying bank MDR fees.
使用方法
- 填写信息
- 检查预览
- 下载 PDF 或图片
常见问题
数据会上传服务器吗？
不会。全部在浏览器本地处理。
相关工具
日常经营的补充工具。
UPI error code resolver
NPCI returned error? Look up U16, Z9, ZM and 40+ sourced codes.
Indian bank UPI limits
Daily caps for 30+ banks, last-reviewed with NPCI-facing sources.
UPI QR validator & decoder
Safety-check the VPA, amount, and tamper clues before you trust or reprint.
UPI MDR calculator (Oct 2026)
0.4% P2M above ₹2,000, small-merchant exemption, GST on MDR.
实用指南
分步教程。
UPI MDR from 15 Oct 2026: What Merchants Actually Pay
Headlines said UPI tax. From 15 Oct 2026 merchants pay 0.4% MDR on some P2M payments above ₹2,000. P2P and small QR shops stay free. Rates, GST, and a calculator.
Extract UPI ID From a QR Code Online
Upload a UPI QR to extract the VPA, payee name, and amount in your browser. Decode PhonePe, GPay, Paytm, or BHIM codes without sending the image to a server.
NPCI UPI QR Code Generator Explained
NPCI has no public shop QR generator. Create an NPCI-compliant upi://pay QR for PhonePe, GPay, Paytm, and BHIM — and how Bharat QR differs.
P2M Meaning in Banking and UPI Payments
P2M is person-to-merchant UPI. P2P is person-to-person. Learn the difference, refund TAT, MDR, and when a shop should use a merchant VPA instead of a personal UPI ID.