Payment Methods
What is UPI AutoPay?
UPI AutoPay / e-Mandate · यूपीआई ऑटोपे
Recurring UPI mandates that pull subscription payments automatically within approved limits.
AutoPay registers a mandate — who, how much, how often — authorised once with your UPI PIN. Thereafter the merchant pulls each cycle automatically: OTTs, gym memberships, mutual-fund SIPs, loan EMIs, insurance premiums.
Small mandates (originally up to ₹15,000) execute without re-authentication; higher-value categories like credit-card bills and investments enjoy raised thresholds under later NPCI/RBI updates. Customers control everything from a manage-mandates screen and can pause or revoke anytime.
UPI AutoPay: quick answers
AutoPay vs standing instruction on cards?
Same concept on UPI rails — useful precisely because your customers' UPI penetration dwarfs card penetration.
Do failed AutoPay debits retry?
Per NPCI rules retries occur within the cycle; merchants notify before deactivating services.
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