
Acrylic QR Standee (A6 Size)
Kirana counters, billing desks, clinics, and cafes with a 1–1.5 m scan distance.
Per NPCI guidelines, standard UPI P2P transfer limits are capped at ₹1,00,000 per 24 hours. Specific banks and applications enforce additional hourly, per-transaction, or initial login limits.
| Bank / App Name | Daily Limit | Per Transaction Cap | Daily Txn Count | Action |
|---|---|---|---|---|
State Bank of India (SBI) No fee on standard P2P / P2M transfers. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
HDFC Bank ₹5,00,000 limit allowed for approved hospital & educational merchant VPAs. | ₹1,00,000 | ₹1,00,000 (New users ₹5,000 first 24h) | 20 transactions | Generate QR → |
ICICI Bank Higher limits available for ICICI Instant Merchant QR accounts. | ₹1,00,000 | ₹1,00,000 (GPay limit ₹25,000) | 10 transactions | Generate QR → |
Axis Bank Supports custom UPI handle @axisbank, @okaxis. | ₹1,00,000 | ₹1,00,000 | 20 transactions | Generate QR → |
Punjab National Bank (PNB) Default limit for PNB ONE UPI app. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
Bank of Baroda (BOB) Supports BOB World UPI handle @barodampay. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
Kotak Mahindra Bank Supports @kotak handle. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
Canara Bank Supports @cnrb handle. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
Union Bank of India Supports @unionbank handle. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
Indian Bank NPCI standard cap; Indian Bank publishes no lower app limit. UPI over *99# (USSD) is capped at ₹5,000/day. | ₹1,00,000 | ₹1,00,000 | Not published | Create QR → |
IndusInd Bank Supports @indus handle. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
Google Pay (GPay) Limits apply across all linked bank accounts in GPay per 24 hours. | ₹1,00,000 | ₹1,00,000 | 10 transactions | Generate QR → |
PhonePe Subject to individual issuing bank daily cap. | ₹1,00,000 | ₹1,00,000 | 10-20 transactions | Generate QR → |
Paytm Hourly limit cap enforced by Paytm Security System. | ₹1,00,000 | ₹1,00,000 (Max ₹20,000/hour) | 20 transactions | Generate QR → |
BHIM UPI Official NPCI reference app. | ₹1,00,000 | ₹1,00,000 (P2P default ₹40,000) | 10 transactions | Generate QR → |
Amazon Pay UPI Cashback rewards apply on merchant scans. | ₹1,00,000 | ₹1,00,000 (First 24h cap ₹5,000) | 20 transactions | Generate QR → |
WhatsApp Pay Requires mobile number linked to bank account. | ₹1,00,000 | ₹1,00,000 | 20 transactions | Generate QR → |
Limits reviewed 2026-08-27. Based on NPCI circulars and individual bank disclosures. Confirm against your bank's latest website.
Indian Bank follows the NPCI standard cap of ₹1,00,000 per day for UPI transfers from its accounts, whether you pay through Google Pay, PhonePe, Paytm, BHIM or the bank's own app. The bank does not publish a separate per-app limit or a daily transaction count, so if a payment is declined for a limit, check the limit screen in your UPI app or ask the branch.
Sources: Indian Bank USSD SOP · Indian Bank One credit card terms
NPCI permits increased daily transaction limits up to ₹5,00,000 for specific merchant VPAs in approved categories:
Physical Display
Acrylic standees, table tents, waterproof stickers, and thermal printers sit next to a printed UPI QR. Each card links to a buying guide with sizes and a generator. Hardware is optional — generators stay free.
Amazon Associate links — Pro UPI QR may earn from qualifying purchases. Prices change on Amazon. These links do not affect QR generation or calculator math. See the editorial policy.

Kirana counters, billing desks, clinics, and cafes with a 1–1.5 m scan distance.

Boutiques, clinics, photo studios, and cafe pastry counters.

Delivery agents, cabs, kirana billing, and pop-up stalls that issue paper slips.

Glass counters, steel tiffins, parcel boxes, fridge doors, and two-wheeler tanks.

Cafes, restaurants, cloud-kitchen pickup shelves, and banquet tables.

Donation desks, clinics, parking kiosks, and billing counters past 1.5 m.
Related tools
Four siblings in this topic — the full inventory lives on the hub.
Pre-filled order messages with pay links for chat selling.
Change the destination later without reprinting every sticker.
vCard plus UPI you can share by link or NFC.
Interoperability, soundboxes, dashboards, and what actually differs.
Related guides
Picked from the article collection by shared tags.
P2M meaning and full form in UPI and banking: how it differs from P2P, refund days, Oct 2026 MDR, and when a shop needs a merchant VPA.
Banks tag small QR shops as P2PM. GSTIN is not required. Three months over ₹1 lakh moves you to 0.4% MDR. How to check PhonePe, GPay, and your bank before 15 Oct 2026.
Print a PhonePe-compatible UPI sticker at home for free, or order the official PhonePe Business sticker. Sizes, vinyl vs paper, and when each option makes sense.
Create an SBI UPI QR for a savings or current account. Personal YONO QR vs SBI business merchant QR, VPA formats, and a free printable standee for every UPI app.