UPI QR tools

UPI ID to QR code generator

Enter your name and UPI ID (also called a VPA) and get a QR code that PhonePe, Google Pay, Paytm, BHIM and other UPI apps can scan to pay you.

Scan the finished QR from a second phone and read the payee details on the pay screen before you print or share it. This is an independent tool, not from NPCI, a bank or a UPI app: see the disclaimer.

Payee nameUPI ID

QR Logo Badge

Draft auto-saves in this browser so you can come back and keep editing.

QR Preview

Simple Scan QR

Standard format

Enter details & click Generate

Your instant scan-to-pay QR code will appear here.

The QR holds your UPI ID and name, plus an amount and a note if you add them. It is made in your browser, and your details are not uploaded.

How it works

How to turn a UPI ID into a QR code

Enter your UPI ID and name
Copy your UPI ID from your UPI or bank app, paste it into the UPI ID box and type the name you want payers to see.
Add an amount if you need one
Switch to Advanced Poster and open Add amount & note (optional) to set an amount or a note. Leave the amount empty if each payer should type their own.
Generate, test and download
Click Generate UPI QR, scan it from a second phone and read the payee details, then download the PNG to print or share.

Your UPI ID

What a UPI ID is and where to find yours

A UPI ID, also called a virtual payment address or VPA, is the address people use to pay you. It looks like name@handle. NPCI's brand guidelines describe it as a single identifier for sending and receiving money directly between bank accounts: the part after the @ is set by the app where you set up UPI, and the part before it is a name you choose, such as your name or mobile number. The glossary has short entries for VPA and for PSP, the provider behind the handle.

To find yours, look for the line labelled UPI ID on your UPI app's home screen or under your profile, next to your own QR code. NPCI's guidelines ask apps to show it there, although each app lays its screens out differently. If you cannot see it, check the linked bank account's details in the app or ask your bank. If the app lists more than one UPI ID, use the one tied to the account where you want the money to arrive.

Not sure how your ID is written? The UPI ID format check points out spaces, stray characters and a missing handle, and shows which app a handle belongs to.

A UPI ID is meant to be shared, because people need it to pay you. This generator never asks for your UPI PIN or an OTP, and no site that makes a QR for you needs either.

The payload

What goes inside the QR

A UPI QR is an ordinary QR code that stores one link in the format NPCI's UPI linking specification describes. The specification tells UPI apps to listen for these upi:// links from QR codes, intents and other channels, so any app that follows it can read the same code. This is the link this tool writes for a made-up UPI ID, name, amount and note:

upi://pay?pa=yourshop%40bank&pn=YourShop&am=250&tn=Invoice-17&cu=INR

upi://pay: The UPI link scheme. A phone hands any link that starts like this to a UPI app.
pa=yourshop%40bank: Payee address: the UPI ID. Inside a link the @ is written %40, and apps read it back as @. Required.
pn=YourShop: Payee name, which apps can show to the payer. NPCI's draft lists it as required, so the generator asks for it.
am=250: Amount in rupees. Optional. Leave it out and the payer types the amount; put it in and apps pre-fill it.
tn=Invoice-17: Transaction note, a short description of the payment. Optional.
cu=INR: Currency. INR is the only value NPCI's draft supports, and this tool always adds it.

After you click Generate in Simple QR mode, the link inside your own QR is shown in small type under the code (a long link is cut off on a phone; the scanner and decoder show all of it), so you can compare it with this example. The draft lists further fields, such as tr for a transaction reference and mc for a merchant code. This generator does not add them. It also puts no account number or IFSC in the QR: the link format has no field for either.

Amount

Open-amount or fixed-amount QR?

Leave the amount empty and each payer types their own. NPCI's draft calls a code that holds only the payee address and name a static QR, and describes a code made per bill, with an amount and reference details, as dynamic. Add an amount here and the payer's app pre-fills it. The amount QR guide walks through both.

Open amount suits a counter where bills differ, tips and donations.
Fixed amount suits one price, such as a class fee or a ticket, or one invoice.

A printed fixed-amount QR asks for the same amount every time, so make a new one for every different price. NPCI's draft says an app should not let the payer edit a pre-filled amount unless the code carries a minimum-amount rule, mam, but each app decides what it shows, so test yours. Put an order or invoice number in the note to make matching easier; whether the note appears beside the credit in your bank statement depends on your bank.

Before you print

Check the QR before you print it

Scan the on-screen QR from a second phone, in the UPI apps your customers use, and read the payee name and UPI ID on the pay screen. You do not have to pay to see them.
Open the image in our QR decoder to read the UPI ID, name and amount stored inside it. It runs in your browser. To test with a camera instead, use the UPI QR scanner.
Print one proof and scan the paper copy from the distance your customers will stand. If it will not scan, the troubleshooting guide lists the usual causes.
If you want proof that money reaches you, send a small payment from another account you own and look for the credit.

Printing

Printing it at a useful size

Print the QR dark on white with a clear white border, on a matte surface, and large enough to scan from where customers stand. The right size depends on the distance and on the phone camera, so print a proof first. Our guides cover QR size and print settings, a shop counter standee and A4 sticker sheets. The poster layouts are in Advanced Poster mode in the generator above.

Account number

UPI ID or bank account number?

A UPI QR is built around a UPI ID. NPCI's draft link format has fields for the payee's UPI address and name; it has no field for an account number or IFSC. If you only know your account number, set up UPI for that account in your bank's UPI app first, then copy the UPI ID it gives you. Two guides walk through it: QR code from a bank account number and UPI QR for SBI, HDFC and ICICI accounts.

Avoid these

Common mistakes with a UPI ID QR

Retyping instead of copying. One wrong letter sends payers to a different ID or to an error. Paste the ID from your app.
Guessing the handle. The part after the @ depends on the app where you set up UPI. Copy it as the app shows it.
Spaces. The generator rejects an ID that has a space inside it, so remove any you pasted by accident.
Capital letters. The generator keeps the ID exactly as you type it. Copy it the way your app shows it, then scan the result to confirm.
Publishing your mobile number without meaning to. The ID sits in the QR as plain text, so anyone who reads the code can see it. If you would rather not share your number, check whether your app lets you use another ID.
An ID you may close or change. A printed QR keeps pointing at the ID it was made from. If the ID changes, generate a new code and replace the old copies.
A personal ID for heavy shop volume. Your bank sets limits for personal accounts; check bank-wise UPI limits before you promise big collections.

Scope

What this tool does and does not do

It does

Put your UPI ID, name and an optional amount and note into a standard UPI QR.
Make the QR in your browser and let you download it as a PNG or a poster.
Show the link inside the QR so you can read it.

It does not

Create a UPI ID. Only your bank or a UPI app can set one up.
Show that an ID exists or whose it is. It checks only that the ID is written like name@handle; your UPI app's pay screen is where you confirm the payee.
Send, receive or hold money, or connect to your bank.

Sources and method

Where these facts come from

NPCI, UPI Linking Specifications 1.6 (Draft), November 2017 (opens in a new tab)Used for the upi://pay link fields (pa, pn, am, tn, cu), static and dynamic codes, and the rule that UPI apps listen for these links.
NPCI, BHIM UPI Guidelines (updated 4 June 2026) (opens in a new tab)Used for what a UPI ID is, how apps show it, and the layouts for partner-issued merchant and soundbox QR stickers.

The example link above is the one this tool writes, and an automated browser test decodes the generated QR image and compares it with that text. We have not test-scanned every UPI app, and app screens and menu names change, so scan your QR with the apps your customers use.

Last reviewed 31 October 2026 by Kunal Siyag. Read how we check facts in the accuracy policy. If you spot a mistake, write to feedback@proupiqr.in with the page and the source.

FAQ

UPI ID to QR code questions

How do I make a QR code from my UPI ID?

Paste your UPI ID into the UPI ID box above, type the name you want customers to see and click Generate UPI QR. The QR appears next to the form and you can download it as a PNG. To add an amount or a note, switch to Advanced Poster first.

What is a UPI ID, and where do I find mine?

A UPI ID, also called a VPA, is the address people use to pay you, written like name@handle. NPCI's brand guidelines ask UPI apps to show it on the home screen and under your profile next to your own QR, labelled UPI ID. If you cannot find it, ask your bank or the app's help centre.